Dr Anthony Lynham


Queenslanders now have lifetime insurance for catastrophic car injuries

31 May 2016 –

All Queenslanders catastrophically injured in motor vehicle accidents will now have access to lifetime care and support.

The Queensland Parliament has recently passed legislation to introduce the National Injury Insurance Scheme, which protects all Queenslanders on the roads.

At the moment only around half of people who suffer catastrophic injuries are able to claim insurance – this is because the compulsory third-party (CTP) insurance scheme only covers people who can prove fault against a driver. This leaves the other to rely on the support of family, friends and carers, not for profit groups, and the public health system.

Shockingly, the Motor Accident Insurance Commission estimates an average of three people sustain catastrophic injuries in Queensland every week. These injuries include brain or spinal injuries, limb amputations, severe burns, or blindness.

The Palaszczuk Labor Government is committed to an affordable scheme that protects everyone on Queensland’s roads.

The National Injury Insurance Scheme Queensland will operate as a hybrid model, incorporation a no-fault model while retaining an option for exercising common-law rights to recover the costs of treatment, care and support for those who were not ‘at fault’ for their injuries.

The scheme will be the most affordable of any State or Territory in Australia – with the net cost being just 60 cents per week or $32 per vehicle – to provide certainty for people catastrophically injured in an accident.